Navegó a una página que no está disponible en español en este momento. Seleccione el enlace si desea ver otro contenido en español.

Página principal

Health Savings Account Contribution Limits

A Health Savings Account (HSA) is a tax-advantaged account that works with an HSA-qualified health plan. To take advantage of the tax benefits, you must be enrolled in an HSA-qualified health plan and own and contribute to an HSA.


Internal Revenue Code Annual Contribution Limits, Minimum Deductible, and Maximum Out-of-Pocket Expenses


Tax year 2014 Tax year 2015
HSA annual contributions limits
Individual coverage – $3,300
Family coverage – $6,550 

Individual coverage – $3,350
Family coverage – $6,650

HSA catch-up contributions
$1,000 for an accountholder age 55 or older
$1,000 for an accountholder age 55 or older
Minimum deductible
Individual coverage – $1,250
Family coverage – $2,500 

Individual coverage – $1,300
Family coverage – $2,600

Maximum out-of-pocket expenses
Individual coverage – $6,350
Family coverage – $12,700

Individual coverage – $6,450
Family coverage – $12,900